More Happy Homeowners

I met Vassilios when i decided to buy a house for the first time and I embarked on a journey i knew very little about, but i am very thankful that i met him, he guided us in every step of the way, was very quick to respond and very transparent. He was very friendly and answered all my questions and fears i had. He kept calm even when things got difficult, and i really appreciate him for that.He also introduced me to Emortgage Capital and they are also very professional and we appreciate them alot.i would recommend anyone who is looking to buy a house especially first time buyers to Vassilios and Emortgage Capital.

Open Gate was awesome to interact with through the whole process. Very on top of things at every turn. Vassilios Theodorakos was exceptional! I would recommend him to anyone!

Billy of Emortgage.com helped me exponentially in my pursuit of buying a home! He did everything to insure a quick seamless closing and the purchase of my dream home!! The first lender quoted me far too much money down, and then I called Billy, and he found a way to get me into the house for the money I could afford, and the payment I was budgeting for. I’m so appreciative!!❤️❤️ 

It was great working with Billy and Sean on getting me and my family in a house. He helped so much and was great at understanding everything we needed. He helped me with any thing I needed help with at any time of the day.I was originally declined a mortgage by another company and Billy helped me reorganize for a few things and got me into a the house with virtually no money out of my pocket.

I have done business with Billy several times over the years and the thing I always appreciated the most is his honesty. He was extremely transparent in all our dealings, and I felt comfortable doing business with him. He wanted to make sure he was doing right by me and my family. I highly recommend him without any reservations. Keep up the good work guys!

Vassilios is extremely professional, knowledgeable, and truly dedicated to helping clients. You can count on clear communication, honest advice, and excellent service every step of the way. The process was super easy and pINLESS. Highly recommend for anyone seeking a trustworthy mortgage broker!

I highly recommend Vassilios and Sean. Billy is very responsive, honest and straight forward, which are invaluable to anyone going through what can sometimes be a stressful and a complicated process. I have recommended them both to a few others.

If you are looking to work with someone who will treat you like they would wish to be treated in your position, Billy is that person! He will work hard to help your homeownership dreams come true. I highly recommend Open Gate Holdings and Emortgage Capital!

I have known Billy, and have purchased a few homes with his help the last few years, and he has consistently been one of the most trustworthy and caring people I’ve had the pleasure of dealing with.

While others might try to upsell you or say anything just to close a deal, Billy always keeps his clients’ best interests at heart. He treats people like family - and that means a lot since he’s an incredible father, son, and brother. In this day and age, trust is everything, and Billy is someone whom I would trust implicitly. Highly recommend working with him. 

If you are looking for a full-spectrum broker with professionalism, diligence, and integrity, I can’t recommend Billy and E Mortgage highly enough!

Vassilios Theodorakos is an outstanding professional. Honesty, integrity and smarts combined with a genuine nice person makes doing business a pleasure. Buying a house and securing a mortgage can be overwhelming but working with Vassilios with Emortgage made it easier. I am supper appreciate of them!

Highly Recommend Billy and Sean with Emortgage Capital!

I hate getting a mortgage. The whole process in the past has been typically a pain. I figured this would be more of the same. Billy and Sean however made it surprisingly easy. I have enough going on in my life that I don’t need additional headaches and his process was definitely one that worked well for me. Highly recommend them both for your mortgage needs.

Great Experience.

Integrity, perseverance and a solid moral compass are rare qualities in todays world. Billy Theodorakos possesses these vital characteristics which foster trusting, productive and effective relationships both in business and on a personal level.
Billy is a phenomenal role model for his three children, and centers his life around their well being. His has a work ethic that reflects the old school values instilled by his Greek family as well as a vision and energy for the ever changing landscape of our culture and society.

As a native of Richmond from a very large family of business owners, entrepreneurs and successful professionals, I highly recommended Billy Theodorakos. He will give you his absolute best. Open Gate Holdings is not another broker or bank your dealing with. They truly care about your financial well being. 

Billy and Sean is amazing to do business with . I have been working with them for 14 years and trust them completely.

Vassilios Theodorakos, isn’t just an amazing person — he’s someone who will have your best interest at heart throughout your loan process. He genuinely cares about his clients and brings integrity, respect, and dedication to every interaction.

If you’re looking for someone who truly looks out for you, Vassilios at Emortgage Capital is the one you want in your corner. 

Great Experience! Easy to work with. Thank you Billy at Emortgage!

Great Experience!

Billy is the best! He was so reliable and was always there to answer any questions me and my wife had during the process. I would never go anywhere else. Billy really is THE Mortgage Daddy. Highly recommend him and Sean at Open Gate.

Excellent service and very competitive rates. Always available for my calls! Give Billy and Sean a try, you wont regret it, 

Vassilios Theodorakos and Emortgage Capital is top notch. He is honest, thorough and transparent. I would absolutely recommend him to anyone looking for a home.

The best of the best! If you want to be with the Safest and experience team go with them! Thank you Billy and Emortgage!!

Mr. Theodorakos treats all his clients as if they were family. You will never find a more honest, hard-working, go-getter more than him. After feeling like another number with a large online lender, this experience was exactly what it should have been.
He is very compassionate and customer focused and gets the job done……a pleasure to work with! 

Honest and easy to work with

Billy is very attentive to detail and he’s a go getter. He will do whatever he can to help you. I don’t hesitate to recommend him!!

Vassilios is sharp, detailed oriented and just fun to work with! Truly enjoyed working with him and I would recommend him and Emortgage Capital to anyone in need of a top tier broker!